Factor groups
The worksheet keeps related materials together and labels uncertainty instead of turning incomplete facts into a score.
| Group | Examples of records |
|---|---|
| Crash facts | Photos, report, witnesses and location |
| Care | Visit records, instructions and bills |
| Vehicle | Damage, estimates, repair or valuation |
| Expenses | Receipts, payments and transportation |
| Work | Schedule, restrictions and pay records |
| Coverage | Policies, letters, requests and decisions |
No value estimate
The tool cannot reliably reduce a personal situation to a formula. It highlights missing records and useful questions while leaving policy interpretation, disputed facts and individualized advice to qualified people.