What the navigator checks

The result identifies categories, not a definitive date. It avoids applying a general rule to facts that may trigger an exception.

  • California DMV accident-reporting questions
  • Agency report availability and request process
  • Policy notice and cooperation terms
  • Insurer document or offer response dates
  • Possible civil filing time limits
  • Possible government-claim procedures

How to verify a flagged category

Open the official source, record the date and facts you used, check your policy or notice, and obtain qualified individual guidance when application is unclear.

  • Do not rely on the crash date alone when a rule describes another trigger
  • Check whether a public entity or employee is involved
  • Preserve the envelope or timestamp on notices
  • Ask for extensions or decisions in writing without assuming they change another deadline
  • Escalate uncertainty before the date you are worried about